Background checks are pretty common these days and are run for a variety of different reasons. Many people have been in a situation where they were required to have a background check done in order for the person or business they are dealing with to get a good idea of who they are and the history of their behavior.
While anyone these days can get online and search to find out personal information about someone via search engines and tell-tale social media pages, a real background check is so much more in-depth than that. Now-a-days, nearly every business, institution, and person you deal with on a financial or even personal level wants to know your history and what they can expect from you – and they find these answers by doing a background check.
From employers and property managers to insurance and loan companies…and even a new dating partner – it seems like everyone has a reason they want to do a background check and find out different information about you. Some are looking for financial information, others are looking to verify your education, while others want to know your driving history, or if you have been arrested. Background checks can show all of this personal information to just about anyone who searches, so you definitely want to ensure yours is completely accurate and up to date to make the best impression.
While this background information on you is wanted to ensure you are creditworthy, an upstanding citizen, or simply to confirm that you did indeed graduate Magna Cum Laude as your resume indicates, it is important to know that background checks offer a detailed report that is very comprehensive. This means that the reports may also include personal items about yourself that you may not realize, including income, bank loans, criminal records, debts, as well as other private data.
Because of the sensitivity of this information, it is crucial that you are aware of exactly what people see when they run a background check on you. Savvy consumers want to know what details are being given out about them and what information businesses, financial institutions, and others can actually request, as there are some limitations that may apply.
Since these background checks can have a huge impact and effect on many areas of your personal and business life, it is recommended that you conduct a “do-it-yourself” (DIY) background check periodically to ensure the online records and details reflect a complete and accurate account of your history. Performing this research now and learning what others can see about you when they perform a background check, lets you prepare your online resume to pass a background test in the future.
There are some simple steps you can take to review the information that others will see when they run a personal background check on you. In addition, there are some websites that you can visit that let you find out what information is circulating on the internet about your background that may need to be hidden from the public, corrected to be accurate, or completely removed. You just may be surprised at what you might find out about yourself!
To save money, you may consider the DIY approach for your background check. With the high-tech world we live in today, there are a variety of ways to gather information online and see everything that others can view about your history and give insight to your background. When you begin your background research and check of yourself, be prepared to find errors, omissions, and outright lies which will need to be corrected. While it is not fun to find any negative information about yourself online, you can rest assured that it can fixed with the proper documentation and by contacting the agency or organization responsible for the post.
Here are some of the different types of personal background checks you can run on yourself as well as some helpful websites that provide background information. Most institutions that require a background inquiry are very thorough and are likely to look into more than just a criminal background check, so it is smart to be prepared for them to see information about you from a variety of sources, including these:
Please be advised that the inclusion of your name in a negative way on any of these background reports or lists can have a major effect on your background check and can be a determining factor for several important decisions that banks, employers, landlords, and other institutions make concerning you. It is a smart decision to perform a DIY background check to avoid any issues in the future.
Considering the vast amount of online resources available to investigate one’s background, it is obvious that the gathering of information can be very time-consuming. Fortunately, in addition to the websites, organizations, and resources listed above, there are several “people search” and other types of companies that specialize in background checks. These businesses were created especially to help you easily learn and identify what is in your records and online history.
If you do decide to use a background check service for your own personal background investigation, it is important to know which type of service you would like:
Websites such as BeenVerified, TruthFinder, and Intelius are examples of companies that do the investigative work for you by gathering digital information quickly from public records that are readily available These free search options on the website will include background information on you such as:
These background checking companies offer dynamic search engines that allow you to find the information you are looking for via a search by simply entering a name, address, or phone number, for instant results. No matter what type of information you wish to find out about yourself, the search engines quickly gather and organize the data from public records, police records, social media, civil judgments, and white pages into an easy-to-read format to give you the requested background information and history you require on yourself.
If you find that you need to expand the search for background information on yourself, details such as addresses and phone numbers can be found free of charge at websites such as Spokeo, US Search, and WhitePages which allows you to look up all the addresses that are associated with your name and/or Social Security number by performing a simple search.
In addition to the information available on these sites via a free search, each website also gives you the option to view a more complete background profile of yourself for a fee. If you find that there is a need for any type of additional verification of the information found while doing your self-background check, it may make sense to utilize one of the affordable paid service companies to investigate your background.
These companies offer an affordable alternative to tiresome research that not only saves you time, but offers a comprehensive background check that is reliable with access to credible, verifiable data for your search. Quickly and easily find information such as:
While there are plenty of resources available online to perform a free background check on yourself, sometimes getting the help of experts in the field is the right solution. Here are some good reasons to use an established company for your own personal background check.
There are a variety of different background check services available today, so it may be difficult to decide which one is the best choice for you. Here are a few tips to consider when looking for the right background service company for your needs.
It is a good idea to do a periodic background check on yourself to see exactly what information others may have access to when conducting an investigation into your credit history, educational background, or criminal past. It is a great way to ensure that your reputation is protected, and you don’t lose any opportunities due to incorrect or outdated information that shows up in your background check.
Once you receive the results of your background check, be sure to examine the information thoroughly and promptly make request any necessary corrections if there are any issues with accuracy. Following these tips will help you run a successful, free online background check on yourself and know exactly where you stand.
Selling real estate is a popular and lucrative profession for many people across the U.S. The rules vary from state to state about the requirements for obtaining a professional real estate license, so it is important to decide where you would like to assist people with buying and selling properties to ensure that you are licensed with the proper state or states in which you intend to start your new career in real estate.
Here are the typical state requirements for becoming a licensed real estate agent in the U.S:
It is also helpful to be familiar with the term real estate agent versus Realtor® and to know that not every real estate agent is in fact, a Realtor®. While both must be licensed to assist people in buying and selling properties, the Realtor® title is only given to real estate agents that are also a member of the National Association of Realtor’s. Most new real estate agents find that it is advantageous to become a member of the association, which is explained more in detail later.
All states require you to be a licensed real estate salesperson or real estate broker to represent buyers and sellers who want to buy or sell a home.
Real estate licenses are issued by the government of each individual state. The state real estate license allows you to represent buyers and sellers in all legal real estate property transactions. To become a licensed real estate agent in your state, you must first be able to meet the state eligibility requirements, which are listed above, and may vary from state-to-state. When you are certain you qualify, you must then take all of the approved pre-licensure classes, successfully pass the real estate agent exam, find a broker to sponsor you, then finally apply to the state’s governing real estate board for approval and licensing. After approval, most new agents join the National Association of Realtors to add the prestigious title of to their credentials, which also gives real estate agents the following perks:
From pre-licensing courses to continuing education classes, the more you know about real estate in your state, the more successful and lucrative your career as a real estate salesperson or real estate broker will be. Although each state does have different classes and hour requirements, many follow these general rules about how to become a licensed real estate agent. Here are the necessary steps needed to teach you how to get a real estate license in 2019.
The cost of real estate school and continuing education classes and requirements differ from state to state, so make sure you check costs for the pre-licensing real estate school classes, registration to sit for the real estate license exam, and the application fee for the license so you will know exactly what to expect. New agents should be aware that they will be required to seek a real estate broker to sponsor them as they are getting started in their new career, which is typically a requirement for new real estate agents. You can find important information about the necessary sponsorships and other important details from the real estate commission website for your state.
The cost of real estate classes varies by state and institution but typically ranges somewhere between $350 to $1,000. The cost varies due to the number of course hours required from each state that is needed to sit for the state real estate licensing exam. Here are some typical costs involved with obtaining your real estate license:
Additional expenses might include any state-required items like background checks and fingerprinting, as well as test preparation classes and guides, which can also vary in cost in each state. Those who are interested in becoming a Realtor® should be prepared to pay organization fees to the National Association of Realtors which are $150 annually.
To prepare for your real estate license, you must first take the pre-licensing classes needed to prepare real estate agents for the exam. All states require that these courses be taken before you can even think about registering for the exam. It is to be noted that each state’s required pre-licensing hours can vary greatly and range from 60 to 150 hours, so please plan you real estate coursework accordingly.
These professional courses provide a wealth of information to prepare you for a new career in real estate with classes that explain the important aspects of being a real estate agent including:
In addition, there are additional courses designed to teach you about your specific state as well as all federal real estate laws and regulations.
When it comes to selecting a real estate school, it is important to choose one that offers a state-approved pre-licensing course. Most states allow for convenient, online coursework for your real estate pre-licensing courses, including Arizona, Delaware, North and South Carolina, Idaho, Connecticut, New Jersey, Washington, DC, and Rhode Island. It is recommended that you take the online courses if your state offers them due to the fact that not only is it more affordable, but it is also so much more convenient.
Once you have chosen a state-approved real estate pre-licensing course, you can either register online to enroll or visit the school’s website along with the state’s real estate commission website for information, courses, location, cost, and other important enrollment information you will need to be aware of.
You can sit for the state real estate licensing exam when you have completed the real estate pre-licensing courses and successfully passed the final exam for the course of study. You’re your time and ensure you know the materials and take the test when you feel like you have studied and are completely prepared to sit for the final exam. This can be scheduled online via your state’s real estate commission website.
You will be scheduled for the exam when you have completed the online registration with the state, and will receive notification of your exam time, location, and date. Be sure to schedule your real estate license exam as soon as you can after the completion of your real estate school classes, because most states require that the exam be taken within a certain number of days of completing your coursework.
The exam will be timed, so be prepared to answer the test questions quickly, yet efficiently. Make it a point to answer the questions you are certain of and come back later to any that you are not sure of. This allows a higher percentage of correct answers on the exam. You will be notified about your test results online or via mail, depending on your state’s preference.
If you fail the exam, this may be frustrating, however, don’t fret, because you are allowed to retake the real estate exam. You can register to retake the test a mere 24 hours after notification of failure to pass the course. In addition, you can take the exam up to three times each year. Feel free to visit your state’s real estate commission website to register or to get more information.
You are now well on your way to becoming a licensed real estate agent. Once you have successfully taken the real estate exam and passed, most states require that new real estate agents find a broker to sponsor you.
Having a broker sponsor you gives you the hands-on training and experience needed to be successful in the industry. It is recommended that in order to successfully find a sponsor that is a good fit for you, make time to review brokers in your area and schedule sponsorship interviews with each of them. Here are some questions you should be prepared to ask your potential broker during the interview:
Interview Questions a New Real Estate Agent Should Ask their Prospective Sponsors
Doing your homework and asking these important questions will not only help you learn about each broker and their pertinent company information, but it will also help you make an educated decision and choose a broker that is a good fit for your goals. Having a broker that you will enjoy working and mentoring with makes all the difference.
It is important to note that new agents must have a sponsoring broker before the application for a license can even be submitted to your state’s real estate commission. After you have chosen a sponsoring broker and have a signed sponsorship agreement to submit, you are ready to submit the agreement and application for your license to the real estate board. It can take anywhere from a couple of weeks up to a few months for the application to be approved, depending on your state’s period of consideration. When the board has approved your real estate license, most states send out an email confirmation, followed by the license and official approval letter in the mail.
You have passed your real estate exam, secured an agreement with a sponsoring broker, and have received notice of the approval of your license – so it is time to get to work helping people buy and sell homes! Here are a few tips to help you get started in your new career as an agent.
Just about every state requires a real estate salesperson to renew their real estate license every two to four years. This requires continuing education courses in real estate to make sure you are up to date with any new laws, rules, or regulations. Your state real estate commission website can provide the necessary requirements for maintaining your real estate license and keeping it in an active status. In addition, members of NAR can find useful information about requirements and continuing education courses in your area.
From required pre-licensing courses needed to pass the state real estate exam to finding a sponsoring broker, and creating a new brand, there are many things a prospective new real estate agent must do to prepare themselves for a successful career in real estate.
Savvy potential real estate salespeople begin by learning all of their state’s licensing requirements about how to get a real estate license. They then make a professional plan from there to complete real estate school for the required pre-licensing classes, pass the licensing exam, find a broker to sponsor them, and secure their real estate license for a successful career in the real estate industry.